Recommended Posts. Posted April 26, I have been helping my mum with a claim for mis sold ppi from a loan that she had with lombard direct we sent off a covering letter and the ombudsmans claim form and she received a reply back off lombard dated the 13th Feb saying that her claim was being investigated no time limit was mentioned we received this letter on the 16th February and now at present i believe that the time limit is 8 weeks for investigation into a ppi complaint so we are now at 10 weeks today and she has not yet had a reply.
Advice welcomed please TTS. Link to post Share on other sites More sharing options Nothing wrong with calling them and making a pest of yourself. You can also write to them telling them that they are beyond the 8 weeks and therefoer if they do not repay you within, say, 14 days the matter will be taken to the fos ims.
Feel Bullied by Creditors or Debt Collectors? Read Here. Thanks TTS. Posted May 18, Hi This is good news then Let us know when you get the loot and we will update the thread title for you. Regards ims. Well happy for her because she left it to late with the bank charges and lost out. We're happy to be able to help. Sworsham Posted May 19, Posted May 19, I too am working on this for my mum. Posted May 20, Sworsham Posted May 20, Posted June 26, Posted June 28, Have just posted another 2 claims for her so will start new threads.
Many Thanks TTS. Posted June 29, The advisor did not thoroughly discuss your options You may not have been advised that you can get the same level of cover elsewhere.
You had sick pay If your employer offers you sick pay, you may have never needed a Payment Protection Insurance policy in the first place. If you were sold a PPI policy, you could be eligible for:.
High success rate We have a very high success rate spread across many thousand happy customers. Fast turnaround We want to win your claim, fast. PPI was first mis-sold as far back as the s. During the s, the banks realised how lucrative the insurance was and many encouraged employees to sell the insurance wherever possible.
Since the scandal came to light, thousands of people have been eligible to make PPI claims because the insurance was mis-sold to them. Even more people are eligible to make PPI claims now due to the Plevin rule. If a case was previously rejected by a bank or lender, a new claim can be made due to Plevin.
If you want to make a claim, do so now. By ech Started July 5. By technique Started April Olaf posted a topic in Debt Collection Agencies , November 10, By Grecian Started May Thread Locked. Start your own new thread. That way you will attract more attention to your story and get more visitors and more help.
My aunt took out a loan with Lombard a couple of years ago. She has recently remortgaged with a view to consolidate her debts so she SAR 'd them to get the full details of the account. I asked her if she remembered taking out the cover but as it was done over the telephone she can't remember. Lombard sent her out a settlement figure for the loan, we took that figure then removed from it the full cost of the PPI.
We then used that new figure as a full and final offer against the loan. We wrote to them with this offer and informed them that the PPI was never requested and my aunt would have been exempt from the cover as she has pre existing medical conditions. We also pointed out that at the point of sale no mention of this cover being available from elsewhere was mentioned or that the cover was optional.
Lombard has replied by saying that their operators would never force the PPI on people yeah, right and they dispute that the cover was miss sold. She also works for NHS so had she been ill she would be on full pay anyway. Any advice good people. R - Subject Access Request sent:o!! Lloyds and Halifax! R - Subject Access Request sent Marbles. DCA's view debtors as suckers, marks and mugs. If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight It's a rather large gesture!
Probably not feeling guilty just trying to avoid a rather large fine which could be imposed by the FSA:. I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. Supreme Court ruling could have upset these claims They did. PPI 4 settlements on 9 loans.
Papers data mixed up documents missing etc. Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Lombard Direct. Lombard House.
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